What you need to know about Good Faith Estimates
June 28, 2022
1. A good faith estimate is required for clients who are self-pay or who do not have insurance. The good…
Multiple payment and pricing options make it easier for everyone to get counseling.
Applicable to: those not using insurance – even out of network
Session fee: $145/session
Please reach out via email so we can discuss session pricing and your needs.
I am in network with Cigna, Optum, and Aetna. In-network insurance typically requires either payment in full until you hit your deductible, or a copay. Some plans cover the entire session fee. Your fee per session will ultimately depend on your insurance provider and plan.
When you fill out your paperwork, we will verify your insurance coverage. While we can check your coverage, ultimately you are responsible for making sure the details are correct and understanding your insurance plan and coverage.
Check your Cigna, United/Optum, or Aetna benefits.
For insurance networks other than the ones above, I can provide you a superbill that you can submit to your insurance carrier for reimbursement.
Reimbursement is entirely dependent on your insurance carrier and your plan. Not all plans include out of network benefits, and not all insurance companies offer out of network benefits at all. You are responsible for contacting your insurance company and finding out what out of network benefits your plan offers. You are also responsible for paying the full session fee at the time of session, and submitting your superbill to your insurance company for reimbursement. Your insurance company will reimburse you directly.
Many insurance plans provide out of network coverage, with partial coverage of fees. Not all insurance plans provide this (for example, Kaiser will not) so check your individual plan for out of network mental health coverage.
If you are using insurance with which I’m out of network, I work with Mentaya, a platform that helps clients get money back on out-of-network therapy sessions. If you have out-of-network benefits, Mentaya will file claims and handle the insurance paperwork to make sure you get reimbursed. They charge a 5% fee per claim and have helped people get thousands of dollars back per year. You can sign up using this link.
Note: Mentaya’s goal is to save you time and money. It’s completely optional, and as your therapist I do not benefit in any way from your participation.
More questions? Reach out or check out our FAQs.
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